Commercial Auto & Truck Insurance in Bryan–College Station TX
Protect your business vehicles with commercial auto and truck insurance. Safenet covers work vans, box trucks, dump trucks, hotshots, car haulers, fleets and owner-operators for contractors, service businesses and trucking companies in Bryan (77801, 77802, 77803), College Station and across the Brazos Valley — including $750k primary liability, cargo and non-trucking liability. Independent agency comparing carriers. Se Habla Español.
About This Coverage
If you use vehicles for business, a personal auto policy may not cover you. Commercial auto and truck insurance protects your business vehicles, drivers and company assets. Whether you run a single work truck, a contractor van, a box truck, a dump truck, a hotshot, or a full fleet, Safenet helps Bryan and College Station businesses find the right coverage — including $750,000 primary liability for for-hire trucking, motor truck cargo, non-trucking/bobtail liability and MCS-90/FMCSA filings. As an independent agency we compare carriers to keep premiums competitive.
Who We Cover in the Brazos Valley
- Owner-operators & small trucking companies — gravel, sand, freight, car haulers.
- Box trucks, dump trucks, hotshots & medium-duty vehicles.
- Contractors & service fleets — work vans, pickups, landscaping & delivery.
- $750k–$1M primary liability, cargo & non-trucking liability with required filings.
- Independent agency — we compare carriers. Se Habla Español.
What's Covered
- Liability coverage for business vehicles
- Collision and comprehensive coverage
- Uninsured motorist protection
- Medical payments for drivers and passengers
- Hired and non-owned auto liability
- Fleet coverage for multiple vehicles
- Coverage for contractors, service companies, and delivery businesses
- Pickup trucks and work vans
- Box trucks and medium-duty vehicles
- Named driver exclusions available
Frequently Asked Questions
How much does commercial truck insurance cost in Bryan College Station TX?
Owner-operators typically pay about $8,000–$12,500 per year depending on cargo, radius, driving record and coverage. Work vans and contractor trucks cost much less. As an independent agency we compare carriers to find your best rate.
What liability limit do for-hire truckers need in Texas?
For-hire truckers hauling non-hazardous freight across state lines generally need at least $750,000 in primary liability (often $1,000,000). We file the required FMCSA/MCS-90 form and set up cargo and non-trucking liability.
Do you insure box trucks, dump trucks and hotshots?
Yes — box trucks, dump trucks, gravel haulers, hotshots, car haulers, contractor vans and mixed fleets for owner-operators and small trucking companies across the Brazos Valley.
What is the difference between personal and commercial auto insurance?
Personal auto insurance is for vehicles used primarily for personal use. Commercial auto insurance covers vehicles used for business purposes, such as making deliveries, transporting tools or equipment, or carrying passengers for hire. Personal policies often exclude business use.
Do I need commercial auto insurance for my work truck?
If you use your truck primarily for business purposes – hauling equipment, making service calls, or transporting materials – you likely need commercial auto insurance. Contact us to determine the right coverage.
Can I cover multiple vehicles under one commercial auto policy?
Yes, a commercial auto policy can cover multiple vehicles, often with fleet discounts. This simplifies billing and management of your business vehicles.
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